Finance & Banking#1 in Kazakhstan

Kaspi.kz

Kazakhstan's super app combining banking, payments and marketplace.

kaspi.kz ↗Updated September 2026

Kaspi.kz at a glance

Kaspi.kz is a finance & banking website and one of the most visited sites in Kazakhstan, currently ranked #1 in the country. It was founded in 2002 by Vyacheslav Kim, Mikheil Lomtadze and is headquartered in Almaty, Kazakhstan. Today Kaspi.kz is owned by Kaspi.kz JSC. Our estimates put its audience at ≈ 80 million visits per month. The business earns money mainly through payments transaction fees, consumer lending interest, marketplace commissions. Its closest rivals include halykbank.kz, wildberries.kz, olx.kz.

Traffic statistics

≈ 80 million
Monthly visits
≈ 18.5 million
Weekly visits
≈ 2.7 million
Daily visits
≈ 33.6 million / month
Unique visitors
#1 in Kazakhstan
Country rank
≈ 6.3
Pages / visit
≈ 6 min
Avg. visit
≈ 29%
Bounce rate
≈ 82% mobile
Mobile traffic
≈ 31
Visits per second
#1
Rank inside country list

Traffic history

PeriodVisitsChange
Q1≈ 75.2 million / month+2%
Q2≈ 77.6 million / month+3%
Q3≈ 80 million / month+3%
Q4≈ 84.8 million / month+6%

Traffic sources

  • Direct72%
  • Organic search18%
  • Referral5%
  • Paid3%
  • Social2%

Audience & demographics

  • Men53%
  • Women47%
  • Age 25-3429%
  • Age 35-4426%
  • Age 45-5422%

The audience is concentrated in Kazakhstan, skewing urban and mobile, with usage peaks in the evening hours.

Geographic reach

  • Kazakhstan86%

    Home market

  • Diaspora and neighbouring markets7%
  • Europe3%
  • North America2%
  • Rest of world2%

SEO profile

Estimated organic traffic
≈ 24 million visits / month
Branded share of search
High — brand terms lead the keyword profile
Indexed pages
Large — category, listing or article level
Primary search market
Kazakhstan

Top organic keywords

KeywordPositionVolumeTraffic share
kaspi.kz1Very highDominant
online banking loginTop 10High—
money transferTop 10High—
loan ratesTop 10High—

Top referral sources

  • News and media31%
  • Directories and aggregators24%
  • Blogs and forums20%
  • Partner sites14%
  • Other11%

Technology stack

Website technologies

Java / SpringOracle / core bankingReactHardened WAFTwo-factor authentication

Advertising & analytics technologies

Google Analytics 4Google Tag ManagerGoogle AdsLinkedIn Insight Tag

Stack details are inferred from public front-end signals and engineering communications; internal systems may differ.

Social media profiles & statistics

Instagram

Official brand account

X (Twitter)

Announcements and support

Facebook

Community and campaigns

LinkedIn

Company and hiring updates

YouTube

Brand and product videos

Strongest channel
Instagram and X for brand reach
Content mix
Campaigns, product updates, customer support

Mobile app statistics

iOS — App Store

Available in the local store

Android — Google Play

Available in the local store

App share of traffic
≈ 82% mobile
Position in country
Among the leading finance & banking apps in Kazakhstan

Company information

Website
kaspi.kz
Sector
Finance & Banking
Owner
Kaspi.kz JSC
Owner type
Public company (NASDAQ: KSPI)
Founders
Vyacheslav Kim, Mikheil Lomtadze
Founded
2002
Headquarters
Almaty, Kazakhstan
Employees
12,000+
Ownership
Kaspi.kz JSC controls the platform. Ownership details are based on public filings and press reporting.
Languages
Russian, Kazakh, English
Top traffic sources
direct, organic search, referral

Financials

Revenue
Not publicly disclosed
Ownership
Public company (NASDAQ: KSPI)
Reporting
Figures based on public filings, press reports and market estimates

Business model & revenue

Kaspi.kz operates a bank and digital financial platform focused on Kazakhstan. Kazakhstan's super app combining banking, payments and marketplace. Revenue comes mainly from payments transaction fees, supported by the other lines listed below.

  • Payments transaction fees
  • Consumer lending interest
  • Marketplace commissions
  • Advertising
  • Kaspi Travel and services

Products & services

Kaspi Bank
Kaspi Pay
Kaspi Shop
Kaspi Travel
Kaspi Postomat

International presence

Primary market
Kazakhstan
Expansion
Regional and diaspora audiences beyond the home market

Employee statistics

12,000+
Total employees

Customer statistics

≈ 33.6 million / month
Monthly reach
≈ 6.3 pages per visit, ≈ 6 min average session
Engagement

Website rankings

Country rank (Kazakhstan)
#1 in this index
Sector rank
Leading finance & banking site in Kazakhstan

Main competitors

halykbank.kzwildberries.kzolx.kz

Website comparisons

WebsiteMonthly visitsRankNotes
halykbank.kz≈ 48 million / month#2 class competitor—
wildberries.kz≈ 36 million / month#3 class competitor—
olx.kz≈ 24 million / month#4 class competitor—

What is Kaspi.kz?

Kaspi.kz (kaspi.kz) is a bank and digital financial platform serving users in Kazakhstan. Kazakhstan's super app combining banking, payments and marketplace. It ranks #1 among the most visited websites in the country in this index, within the finance & banking category.

Who owns Kaspi.kz?

The site is operated by Kaspi.kz JSC, founded by Vyacheslav Kim, Mikheil Lomtadze. The company was established in 2002 and is headquartered in Almaty, Kazakhstan. It employs around 12,000+.

Traffic and audience

Traffic estimates place Kaspi.kz at roughly 80 million visits per month, about 2.7 million per day. Around 82% mobile of sessions come from mobile devices, and visitors view about 6.3 pages per visit with an average session of 6 min.

How Kaspi.kz makes money

Revenue comes primarily from payments transaction fees, alongside consumer lending interest, marketplace commissions, advertising, kaspi travel and services.

Competitors in Kazakhstan

Its closest rivals include halykbank.kz, wildberries.kz, olx.kz.

Data and accuracy

Company facts are drawn from public sources. Traffic, revenue and audience figures are third-party estimates or sector benchmarks, marked with ≈ where modelled, and are reviewed periodically.

Company history & milestones

  1. 2002

    Kaspi.kz is founded in Almaty, Kazakhstan.

  2. Growth phase

    Expands its finance & banking offering and moves to a mobile-first product.

  3. Today

    Ranks #1 among the most visited websites in Kazakhstan.

User reviews & ratings

SourceScoreReviewsNotes
Google Play≈ 4.3 / 5—Ratings from the local store listing
App Store≈ 4.5 / 5—Ratings from the local store listing
Consumer review platformsMixed—Service and support are common themes

App store ratings are solid, while consumer review platforms show the usual friction around support and service quality.

Pros & cons

Pros

  • Full account management without branch visits
  • Instant local transfers and bill payments
  • Strong authentication and fraud monitoring
  • Wide ATM and branch network behind the app

Cons

  • Occasional downtime during peak load
  • Fee structure is hard to compare
  • Customer support wait times
  • Older interface areas outside the mobile app

Key statistics

Founded2002
HeadquartersAlmaty, Kazakhstan
Employees12,000+
Monthly visits≈ 80 million
Country rank#1 in Kazakhstan
SectorFinance & Banking
Primary marketKazakhstan
Founded2002
Monthly visits≈ 80 million

Frequently asked questions

Who owns Kaspi.kz?

Kaspi.kz is operated by Kaspi.kz JSC. Public company (NASDAQ: KSPI) structure, based on public filings and press reporting.

Where is Kaspi.kz headquartered?

Kaspi.kz is headquartered in Almaty, Kazakhstan.

When was Kaspi.kz founded?

Kaspi.kz was founded in 2002 by Vyacheslav Kim, Mikheil Lomtadze.

How many employees does Kaspi.kz have?

Kaspi.kz employs approximately 12,000+ people.

What is Kaspi.kz's revenue?

Kaspi.kz does not publish standalone revenue; income comes from payments transaction fees, consumer lending interest, marketplace commissions, advertising, kaspi travel and services.

Who are Kaspi.kz's competitors?

Main competitors in Kazakhstan include halykbank.kz, wildberries.kz, olx.kz.

How does Kaspi.kz make money?

Mainly payments transaction fees, consumer lending interest, marketplace commissions, advertising, kaspi travel and services.

Is Kaspi.kz publicly traded?

Kaspi.kz's ownership: Public company (NASDAQ: KSPI).

How many visitors does Kaspi.kz get?

Third-party estimates place Kaspi.kz at roughly 80 million visits per month, mostly from Kazakhstan, with 82% mobile traffic.

Is Kaspi.kz safe?

Kaspi.kz is an established finance & banking site founded in 2002 and ranked #1 in Kazakhstan; use the official domain kaspi.kz and HTTPS.

Popular searches

kaspi.kzkaspi.kz loginkaspi.kz appwho owns kaspi.kzis kaspi.kz safe

Data sources & confidence

  • Company website and public announcements
    kaspi.kz
  • Third-party traffic estimation providers
    Similarweb-class estimates

    Visit figures are modelled, not measured

  • App store listings
    Apple App Store, Google Play
  • Press and market coverage
    Kazakhstan and international business media
Data confidence
Medium for company facts, medium-low for traffic and financial estimates. All modelled figures are rounded and marked with ≈.
Last updated
September 2026

Traffic, revenue and audience figures are third-party estimates or derived from sector benchmarks, and are reviewed periodically.

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